Tuition payment options

  • Type of payment

    One-time payment: One-time payment of school fees at the bank or post office. After payment, it is necessary to send a confirmation of payment.

    Installment payment: A payment confirmation must be submitted after the 1st installment of tuition fees. The rest of the tuition must be paid by the end of the calendar year.

  • Credit cards

    Card payment can be easily done in just a few steps on the payzsem.com platform.

    • Select the service you want to pay for. If the amount is not fixed, enter the amount you are paying.
    • You can continue to pay as a guest or create a user account. If you create an account, you can save cards for future payments, view all payments through the platform, and many future benefits.
    • After logging in, enter information about the user in the fields (Name, Surname, OIB, Address) and continue to enter information about the card.

    The platform enables:

    Payment is in 2-12 installments via VISA Premium, Maestro, and VISA Inspire cards of PBZ.
    Payment is in 2-12 installments via Erste Card Club Diners cards.
    One-time payment via Maestro, AmericanExpress, Mastercard, VISA and VISA Premium cards, Diners and Discover cards.


    If payment in installments is enabled for your credit card, after entering the credit card number, you will be offered to choose the installment number with which you can make the payment.
    To make the payment easily, you need to use a newer version of the Internet browser and announce the cost to your card company.

  • Student loans

    ZSEM has agreements with local banks that offer ZSEM students loans with very favorable loan term conditions, i.e. no financial burden during the study. Additionally, students are given a grace period of 12 months after graduation before repayment must begin. The repayment period is limited to up to 10 years. Students will need a Letter of Acceptance from ZSEM, which is issued by the Student Services office (referada) in order to apply for a student loan.

    Favorable student loans include:

  • If the cost bearer is a legal entity

    A representative, or signee from a legal entity, must accompany the student at the time of enrollment for the purpose of signing the annex to the Agreement. If the tuition payment payer is a legal entity, then payment can be made in more than one installment (maximum of 3 installments). The authorized signer for the legal entity must bring: seal copy of the registration of the company at the Commercial Court notification of business entity classification according to the National Classification of Activities (NKD) of the Central Bureau of Statistics blank debenture certified by a notary public.